Compare Loan Programs

Begin our quick pre-approval process by selecting a loan program below. You can learn more about each program by clicking on the program’s name.

Home Purchase Programs

Loan Programs Loan Terms
(years)		 Interest Rate Types Easier Qualification Down Payment
(min requirement)
10 15 20 30 Fixed Adjustable

FHA

Our most popular and flexible loan program

 X X X X X 3.5% Apply Now

Conventional

The traditional, conforming home loan program

 X X X X X X 3% Apply Now

Rural Housing (RDA)

A program available exclusively for rural areas

 X X X None Apply Now

VA

An exclusive program for military veterans

 X X X None Apply Now

Utah Housing

An exclusive program for first time buyers

 X X X None Apply Now

Home Refinance Programs

Loan Programs Loan Terms
(years)		 Interest Rate Types Easier Qualification Streamline Refinance
Eligible
10 15 20 30 Fixed Adjustable

FHA

Out most popular and flexible loan program

 X X X X X X Apply Now

Conventional

The traditional, conforming home loan program

 X X X X X X Apply Now

Rural Housing (RDA)

A program available exclusively for rural areas

 X X X Apply Now

VA

An exclusive program for military veterans

 X X X X Apply Now

Reverse Mortgage

A program for home owners 62 years of age and older

 X X Apply Now

What Our Clients Are Saying...

First Colony was honest with us from the start, and treated us like family by protecting our interests.

– Mitch R.

Thanks to the first colony team, this purchase so easy and fun.

– Mike B.

I could not be happier with my experience.

– Taylor B.

I enjoyed working with First Colony and will be sure to come back and refer EVERYONE!

– Tawny W.

I appreciate the excellent service and the low cost for originating a loan. Thank you!

– Keith M.

This was the most pleasant experience we have had in the mortgage world…

– Paralee R.

The service was excellent. I will recommend First Colony Mortgage to anyone needing professional and courteous service.

– Craig W.

If I could do it all over again I would still go with First Colony Mortgage.

– Devin C.

This was our first home buying experience and it seemed almost too easy to do.

– Steve & Lezlee B.

First Colony has always been good to us. Thanks for making everything work out for us.

– Gary G.

We have refinanced in past years, and this was definitely our best experience.

– James & JoAnn S.

First Colony was so GREAT to work with. Very friendly and got the job done :) Best company I’ve ever had to work with.

– Britney B.

We felt really comfortable and everything was thoroughly explained to us. Thanks First Colony Mortgage!!

– Jay F.

We are very pleased at the amount of money we will save through First Colony’s excellent programs and guidance. Thanks.

– Scott J.

This was a very good experience for me. First Colony was very efficient, organized and everything went very fast. Really great!

– Kathryn W

Great service, easy process, no headache. This was a great experience for us and definitely makes First Colony our go-to banker for our next mortgage.

– Keyvan V.

First Colony worked hard make sure we got our loan done under the deadline. They were very thorough, and made sure all of our options were covered.

– Todd S.

We always felt that we could call at any time with questions or concerns. It was a good experience and I would recommend First Colony to others.

Not only was their knowledge of the loan process and my personal options well above my expectations, but the time, effort, and consideration First Colony  took to ensure my comprehension and comfort of and throughout the entire process is what is actually remarkable.

– Jeff T.

I have dealt with a number of mortgage brokers, but none come close to the professionalism and treatment we received from First Colony Mortgage.

– Dennis C.

Excellent and professional people; everyone we delt with at the office was great; every commitment was kept.

– Blair B.