In the process of providing the products and/or services you request, we may collect non-public, personal information about you from any of the following sources:

• Information we receive from you on applications or other forms you complete, such as your employment information, assets, and other information;
• Information about your transactions with us, our affiliates, or others, such as your payment history or your account balances;
• Information we receive from a consumer reporting agency, such as the number of open credit accounts you have or information on delinquent credit accounts;
• Information we receive from other parties, such as a work history obtained from an employer; and
• Individually identifiable health information, such as your age, date of birth, or other information that may be deemed medical history information.

Information Sharing

At First Colony Mortgage, we do not disclose any nonpublic personal information about our customers to anyone, except as permitted by law.

We may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. In general, our disclosures are to parties that provide services for us (such as title companies, mortgage insurance companies, etc.) so that we may provide the product or service you requested more efficiently.

First Colony Mortgage does not collect medical or health information except what you may provide. We do not share, internally or externally, personally identifiable medical information for any purpose except to process transactions or to provide services you have requested.

Information Security

At First Colony Mortgage, we have security practices and procedures in place to prevent unauthorized access to your information. Our practices of safeguarding your information help protect against the criminal use of your information or inadvertent disclosure of information you wish to remain confidential. As part of our safeguarding procedures, we restrict access to nonpublic personal customer information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

At First Colony Mortgage, we appreciate our customers and the trust you place in us when you request our services. Safeguarding your information and maintaining you trust is of utmost concern to us. If you have any questions about this policy statement, please call us at (801)226-7456.